/* ─── Tarjeta ─────────────────────────────────────────────── */
.ptc-inner{
  background:#f6f8fd;
  border-radius:16px;
  padding:28px 20px 48px;
  position:relative;
  height:100%;
  display:flex;
  flex-direction:column;
}
.ptc-inner h4{
  font:700 18px/1.3 "Inter",sans-serif;
  margin:0 0 10px;
  color:#003e7f;
}
.ptc-inner p{
  font:14px/1.5 "Inter",sans-serif;
  margin:0;
  color:#003e7f;
}
.ptc-ico{
  position:absolute;
  right:12px;
  bottom:12px;
  width:28px;
  height:28px;
  border-radius:6px;
  background:#003e7f;
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:14px;
}

/* ─── Navegación ──────────────────────────────────────────── */
.ptc-prev,
.ptc-next{
  position:absolute;
  top:-52px;
  width:32px;
  height:32px;
  border:1px solid #003e7f;
  border-radius:50%;
  background:#fff;
  cursor:pointer;
  z-index:10;
}
.ptc-prev{ right:72px; }
.ptc-next{ right:24px; }

/* Flechitas con ::before  */
.ptc-prev::before,
.ptc-next::before{
  content:'';
  display:block;
  width:8px; height:8px;
  border-top:2px solid #003e7f;
  border-right:2px solid #003e7f;
  transform:rotate(225deg);
  position:absolute;
  top:50%; left:50%;
  margin:-5px 0 0 -3px;
}
.ptc-next::before{
  transform:rotate(45deg);
  margin-left:-5px;
}